Why an Annuity?

Individual Annuities

Annuities provide insurance against the risk of outliving your money after you retire. You get the potential to grow your savings and create guaranteed income for life.

Fixed Indexed Annuities (FIA)

Pursue upside potential without sacrificing security.

With fixed indexed annuities, the interest rate on a portion of your premium is tied, in part, to a published stock market index, giving you the opportunity to benefit from market trends without owning stocks. Your principal is protected from loss due to market downturns. Athene fixed indexed annuities may also include or offer optional riders that can be purchased for a charge. Rider features vary by product, and can offer benefits like lifetime income, increased liquidity, or a death benefit option.

Multi-Year Guarantee Annuities (MYGA)

Protect and grow your savings. Plan with confidence.

Multi-year guaranteed annuities provide you with tax-deferred growth at a fixed rate of interest set by Athene for a period of time spelled out in the annuity contract. They also offer the opportunity to produce a guaranteed stream of retirement income you cannot outlive.

Registered Index-Linked Annuities (RILA)

Pursue growth opportunities while enjoying a level of protection from market risk.

Registered index-linked annuities provide exposure to a published stock market index along with a level of protection from market loss. While this kind of annuity tracks the movement of an index, it does not directly invest in any stock or equity vehicle. Because you assume some of the risk of loss from market downturns, a registered index-linked annuity may allow for greater growth potential than other Athene annuities.

Single Premium Immediate Annuities (SPIA)

Income you can count on.

Single premium immediate annuities make retirement planning easier because they’re predictable. In exchange for a lump sum of money (Single Premium), a SPIA pays a guaranteed amount for a specified time period or until you or your spouse dies.